The Health sector is the significant and most important sector in the US today being valued at 5 trillion This makes the Health Insurance Portability and Accountability Act of 1996 hereinafter HIPAA the most common regulation The primary purpose of HIPAA is to protect the Personal Health Information PHI of the US citizens Mohammed 2017 In the early 1990s the American Health sector was faced with many challenges Many Americans were worried about their health insurance the states could not regulate the health insurance of people who chose self insurance Self insured companies could not cover terminal diseases of family members of its employees self employed persons could not afford insurance premiums and the fear of disclosure of private and sensitive medical information The HIPAA came into action in 1996 under the Clinton administration The regulation focused on protecting health insurance coverage for people who had insurance at a previous job It also focused on the provision of the protection of PHI as it directed the Congress to pass a Health Privacy Regulation within three years Tillery and Tillery 2017 Some amendments have been made to this act with the recent one being in 2013 where the Department of Health and Human Services HSS made some modifications to the HIPAA of 1996 The primary focus of the amendments was on the privacy rules