Essay Examples on St. Joseph's College

Credit Reports What is NOT part of your FICO

Credit Reports What is NOT part of your FICO Credit Score Credit Reports are Historical Plain and simple a credit report is a historical record of your use of credit A credit score is a numerical grade whose calculation is based on that history in your credit report FICO is a registered trademark that happens to represent the apparent gold standard and is the most used credit score by credit card and other lenders Other than your credit history a credit report retains information from applications Each time you complete a credit application that information is stored as self reported None of the information is cross verified by each agency This makes room for errors as well as the compilation of superfluous data It's wise to check your report and correct the history even that history that is not calculated into the FICO score You report your income on an application The place of work and position will be stored Income or Salary information is not stored and is not a part of your credit history Income and expenses clearly factor into whether you will be approved for many loans but income is not reported Net Worth Income 



1 pages | 396 words
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Analysis Negotiation is one of the oldest activities

Analysis Negotiation is one of the oldest activities undertaken by human and continues to be pervasive in both professional and personal interactions to date Negotiations in most instances are anxiety inducing and globalizations has only made them more complex Ideally it is imperative to take into consideration the cultural background of the parties involved in cross border negotiations Technology has also had significant implication on cross border negotiations Ideally advancement in communication technology has created new platforms that facilitate negotiations with ease even when they are different parts of the globe This essay presents an analysis of the implications of globalization and technology on the negotiations in global context In doing so it will analyze the negotiation situation in the online article U S Sees Much Work to Revising South Korea Free Trade Pact Kim and Chipman 2018 Impact of globalization Globalization has a strong impact on negotiations because the cultural background of the parties involved is a key influencing factor on this process and in turn the outcome Ideally the cultural background of the parties involved influences their negotiation strategy and behavior profoundly 



1 pages | 366 words
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